Comments on: Canada Travel Insurance Review

By: Maureen

Maureen — Tue, 17 Sep 2019 10:16:40 +0000

I’m 62 years old and heading to a remote area of Ethiopia for a mission. It is not currently under any travel advisement from the Canadian gov’t, but I guess you know how things can go. What’s my best option for what might be considered a moderately dangerous trip at age 62?

By: vaibhav

vaibhav — Tue, 10 Sep 2019 06:56:22 +0000

Thank you for writing this useful tips. it might be help me in future.

By: Colleen Sharpe

Colleen Sharpe — Tue, 11 Dec 2018 18:59:38 +0000

Thanks so much Barefoot Nomad! I checked my usual places for insurance, and my insurance/medical company, and banks and all crazy high. I did a quick search for reviews/advice and found your blog. So glad I did. I really only needed trip cancellation as my work insurance covers me for medical, but this World Nomads basic plan was includes medical and nice limits on trip cancellation. It was at least $50 less then the others I looked at ($120 for a 20 day trip) and far more comprehensive.

I’ll keep an eye on your blog, looks like I can learn a lot from you 🙂

By: Charles Kosman

Charles Kosman — Wed, 17 Oct 2018 20:21:18 +0000

In reply to Brittany. Brittany, if you're out of Canada for that amount of time chances are that your provincial healthcare is no longer valid however that depends on which province you live in and if you're a student outside of Canada. I believe that only Alberta (and perhaps NWT) allows you to be outside Canada for a year just backpacking around and maintain your healthcare. That would be the first thing I would look at and, then following that line, I would look into Expat Insurance. There are only a few Canadian companies that offer it however, since it doesn't require them to deal with your provincial healthcare if they need to make a claim, you can look into expatriate insurance providers from any country. You'll definitely be paying a little more for Canadian Expat Insurance however you can rest easier knowing that you'll actually be covered. Some provinces cancel your provincial healthcare after only a month abroad if you don't contact them and pretty much every Canadian travel insurance provider requires you maintain your provincial healthcare while you're gone. You can check out this post which talks a bit about it and has the relevant links to every provinces regulations. Good luck!

By: Charles Kosman

Charles Kosman — Wed, 17 Oct 2018 20:21:18 +0000

By: Brittany

Brittany — Mon, 08 Oct 2018 19:06:15 +0000

Here is a real doozy for you! World Nomads no longer offers Canadians coverage past 365 days. I have been aboard 360 days and need to buy new insurance. I have looked at most of the sites here, however most of them do not 1) include on option to list multiple destinations (I will be in Thailand, Sri Lanka, India, Cambodia and Laos) and 2) do not offer an option for residents of the Northwest Territories!
I am completely stumped. Losing World Nomads was devestating, especially as they used to allow to extend past 365 days. Any ideas of companies that will cover multiple countries AND NT residents?!?! And as a backpacker i am trying to stay on the budget savvy side so the big banks are not really an options.

Thanks for all the info on this, there is a lot out there for UK and USA residents, not as much for Canadians!

By: Mark

Mark — Sat, 09 Jun 2018 21:18:00 +0000

This is amazingly helpful! I’m a bit surprised TravelCuts (Also known as Merit Travel, they are backed by Allianz) was buried down the list a bit as their coverage and premiums are incredibly reasonable. You can get budget plan B which is basically just medical with some trip cancellation and it is MUCH cheaper (I’m talking nearly half price) of most of the other leading insurance places. I had never heard of them and was just going to go with World Nomads again which is fine, but WN seems to builds in a ton of other stuff in their policies which I can never use or wouldn’t bother. Personal effects and trip cancellation just has too many loopholes it seems. TravelCuts doesn’t even have a deductible either! I phoned to confirm. This is now my go-to. Thanks for this great info I wouldn’t have found them without this site!

By: Monalisa

Monalisa — Sat, 21 Apr 2018 16:51:17 +0000

Hello,
We went onto kanetix.ca website and received a quote for Ingle International. Has anyone used this company and experienced a positive or negative situation? I went to the http://www.travelinsurancereview.ca website and this company was not listed. They gave us a great rate $442 for 5 months and family of 4 for travel medical top-up insurance for 90 days and I am sceptical. We are also traveling to Egypt where there is a travel advisory for non-essential travel and this has been the only company that has told us we would be covered if we traveled there in the travel advisory zones. Any advice would be helpful. Thank you!

By: Rafael

Rafael — Fri, 02 Mar 2018 20:27:20 +0000

Great article. It is always good to know what are the options available. However, TIC travel insurance (mentioned in the article) has been overtaken by Allianz Global Assistance what is one of the insurance giants worldwide. The website remained the same though. I was able to find cheap premiums for Medical Policies for a month or even for annual plans for frequent fliers like me that is always onboard a plane going somewhere because of my job.

By: Kevin L

Kevin L — Tue, 23 Jan 2018 23:13:50 +0000

Excellent Article. I ended up using TUGO as a direct result of this article and saved $160 over using my regular RBC travel insurance, so thank you very much. TUGO worked best for us as we only needed the travel medical. All else such as travel accident, travel cancellation is covered because I purchased my tickets with my RBC credit card. If I needed everything, I think I would have gone with Nomads